Mortgage Loan Officer

Mortgage Loan Officer (Michigan | Remote)

Kingfisher Recruiting has partnered with West Lane Lending, a growing Michigan-licensed mortgage company that is adding two Loan Officers as it scales. This is a strong fit for loan officers who already know how to generate their own business and want more control over their income, schedule, and career.

This is a lean operation with no brick-and-mortar offices. The company keeps overhead low and passes that value directly to loan officers through higher commissions and competitive rates for borrowers.

If you’re comfortable building and managing your own referral network, this role is a great opportunity make more and be part of something great.

What You’ll Do

• Originate residential mortgage loans across Michigan (More states in process)
• Build and maintain relationships with borrowers, real estate agents, builders, and referral partners
• Guide clients through the mortgage process from application to closing
• Review borrower financials, credit, and documentation to determine loan options
• Clearly explain loan programs, rates, timelines, and requirements
• Manage your own pipeline and stay on top of deadlines
• Work closely with processors and underwriters to close loans efficiently
• Ensure all loans meet state, federal, and lending guidelines

What This Role Is (and Isn’t)

This role is:

• Best suited for experienced loan officers who self-source business
• Flexible, remote, and performance-driven
• Built around high commissions and low internal bureaucracy

This role is not:

• A lead-provided or call-center position
• A machine that doesn’t value its employees
• A corporate structure with layers of management

What We’re Looking For

• Active Michigan Mortgage Loan Originator (MLO) license (NMLS / SAFE Act)
• 1+ years of mortgage lending or sales experience
• A proven ability to generate and close your own loans
• Strong understanding of mortgage products and underwriting guidelines
• Comfortable working independently and managing your own schedule
• Professional, responsive, and relationship-driven
• Bachelor’s degree preferred but not required.

Compensation & Work Environment

• Uncapped commission structure
• Higher payout per loan than retail models
• Work/life balance driven by how you build your business
• Fully remote

Due to the company’s size and structure, health insurance is not offered at this time.

Bottom Line

This is a solid opportunity for loan officers who don’t need leads handed to them and want to be rewarded for the business they bring in. If you value autonomy, flexibility, and earning potential over corporate polish, this is worth a conversation.